When most people hear the term estate planning, they immediately think about wealthy individuals or large inheritances. The truth is, estate planning isn’t just for the rich — it’s for anyone who wants to protect their family, secure their assets, and ensure their wishes are honored after they’re go...
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For most families, a home is one of the most valuable assets they own — and one they want to pass smoothly to their loved ones. But when property owners die without proper planning, real estate often gets tied up in probate court, causing delays, expenses, and unnecessary stress for heirs. Fortunate...
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A reverse mortgage is a financial product that allows homeowners, typically aged 60 or older, to convert part of their home equity into cash while retaining ownership of their property. This option can be particularly appealing to seniors who are “house rich” but “cash poor,”...
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For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may se...
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As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful considera...
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By Brian Figeroux, Esq. | Editorial credit: Vitalii Vodolazskyi / shutterstock.com Estate planning is the process of arranging how your assets, wealth, and personal wishes will be managed, transferred, or distributed after your death. In New York State (NYS), as in many other jurisdictions, proper ...
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By Brian Figeroux, Esq. | Editorial Credit: Prostock-studio / shutterstock.com Divorce proceedings can be emotionally charged and complex, even in seemingly straightforward cases like short-term marriages without children. When individuals pass away without having finalized a divorce, especially in...
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