Estate planning isn’t just for the wealthy — it’s for anyone who wants to ensure their children are cared for and financially protected in the future. Parents often think about who will raise their children if they pass away prematurely, but there’s another critical question to answer: Who will mana...
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Estate planning is often thought of as something married couples do to protect each other and their families. But what if you’re in a committed relationship without a marriage certificate, civil union, or domestic partnership? For unmarried partners, estate planning isn’t just important — it’s absol...
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For most families, a home is one of the most valuable assets they own — and one they want to pass smoothly to their loved ones. But when property owners die without proper planning, real estate often gets tied up in probate court, causing delays, expenses, and unnecessary stress for heirs. Fortunate...
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By Brian Figeroux, Esq. Estate planning can be complex even when all assets are domestic—but for U.S. citizens holding real property abroad, it becomes especially critical to plan ahead. One of the most strategic tools in this context is the creation of a trust. At Figeroux & Associates, we rout...
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A reverse mortgage is a financial product that allows homeowners, typically aged 60 or older, to convert part of their home equity into cash while retaining ownership of their property. This option can be particularly appealing to seniors who are “house rich” but “cash poor,”...
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For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may se...
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As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful considera...
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Aging presents various health challenges, but not all elderly individuals require the same care plan. Dementia patients need a vastly different approach to care compared to those who experience frequent falls. While both conditions impact quality of life and require medical and family intervention, ...
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