By The Law Firm of Figeroux & Associates Dying without a will, or intestate, in New York State can leave your loved ones navigating a complex legal maze. At the Law Firm of Figeroux & Associates, we understand the emotional and financial toll this process can take. This analysis outlines the...
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By The Law Firm of Figeroux & Associates Estate planning is a cornerstone of securing your legacy and protecting your loved ones. However, many individuals struggle to distinguish between a will and a trust, two essential tools with distinct purposes. At Figeroux & Associates, we guide clien...
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By The Law Firm of Figeroux & Associates In today’s digital age, estate planning extends beyond physical assets and property. Digital assets—from social media accounts to cryptocurrency holdings—require careful consideration to ensure they are preserved, transferred, or closed according to your ...
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By The Law Firm of Figeroux & Associates Estate planning is not a “set it and forget it” task. Life evolves, laws change, and your estate plan must adapt to reflect your current circumstances and goals. At Figeroux & Associates, we emphasize proactive planning to safeguard your legacy. Below...
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By The Law Firm of Figeroux & Associates Handling estate proceedings without an attorney in New York State may seem like a way to save money, but the process is fraught with legal complexities that can lead to costly errors, delays, and family disputes. At the Law Firm of Figeroux & Associat...
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A reverse mortgage is a financial product that allows homeowners, typically aged 60 or older, to convert part of their home equity into cash while retaining ownership of their property. This option can be particularly appealing to seniors who are “house rich” but “cash poor,”...
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For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may se...
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As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful considera...
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Aging presents various health challenges, but not all elderly individuals require the same care plan. Dementia patients need a vastly different approach to care compared to those who experience frequent falls. While both conditions impact quality of life and require medical and family intervention, ...
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By Chris Tobias As we move into a new year, many of us set resolutions to improve our lives through better health, financial goals, or personal growth. But amidst all these plans, one crucial solution often gets overlooked: estate planning. It’s easy to put off such a sensitive topic, but the...
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