By Brian Figeroux, Esq. | Photo Copyright IQ INC. Estate planning is often viewed as something only the wealthy need to worry about, but this misconception leads many individuals and families to make critical errors that can have serious legal and financial consequences. With DIY tools and templates...

Photo Copyright IQ INC. In New York, many people assume that listing a joint owner on a bank account or naming a beneficiary on a retirement plan is enough to handle their estate. While these tools are easy to set up, they’re often misused — and can lead to serious legal and financial consequences. ...